Pre-Foreclosure Do you have a business financial issue? Insurmountable business debt? Issue with your home mortgage? Real estate foreclosure will be just around the corner unless you do something about it. If you have debt issues or a just a problem paying your bills, you may be at risk of foreclosure. Yes, miss a payment on your real estate mortgage and your lender has the right to seize your home.Perhaps you�re already in pre-foreclosure after missing on some monthly mortage payments. Chances are, if you are facing money problems, you�re going through a major life change as well. You may be distracted from thinking about your money problems by not having a job, illness, divorce, or even death. You may be devastated by the thought of loosing your home. But foreclosure won�t disappear and if you don�t make the correct decisions about the problem, you�ll lose your house, your credit, and your cash flow. Unfortunately, as you may have guessed, foreclosure has a devastating effect on your credit score. You may want to abandon your real estate, but you can�t afford to walk away empty handed. Stopping foreclosure is for sure worth it to preserve your credit history, but you can not afford to stress your cash flow at the same time. Mortgage financial note services and negotiator are in the business of helping property owners whose defaults on loan repayments are pushing lenders to pre-foreclosure and foreclosure. Selling your home note means you get immediate money, you preserve your credit score, and you dispose of your home without the bank taking your assets. The only catch is you need to act fast to get the best deal.